51 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 51 E Lake Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,408 sqft · built 1930
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$279,500 (May 1992)
Tax Bill	$6,482 (2024)
Deeds & Mortgages	Feb 2018 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-047-09571750`

Property Details

APN / Parcel Number

Primary APN	`02-047-09571750`
Alternative APNs	`2-047-09571750` `04709571750`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,400 sqft (0.147 acres)
Deck Area	650 sqft
Shed	1 Shed
Shed Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04709571750
Street Address	51 E LAKE DR
City	ANNAPOLIS
State	MD
Zip	21403-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 38 SC 4 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	38
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4007
Census Tract	702602

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 E LAKE DR, ANNAPOLIS, MD 21403-4445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO LTD PART

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 1992 · Amount on Record
Deed Sale	May 28, 1992 · Amount on Record
Prior Sale	Oct 23, 1990 · Amount on Record
Deed Book / Page	5461 / 670
Last Transfer Date	Feb 5, 2018
Transfer Doc	0319310228
Record Updated	Jun 8, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 8, 2018
Property Address	51 E LAKE DR, ANNAPOLIS, MD 21403-4445
Document Number	0318250475
Book / Page	031825 / 000475
Instrument Date	Feb 7, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 E LAKE DR ANNAPOLIS MD 214034445, ANNAPOLIS, MD 21403-4445

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 16, 2018
Property Address	51 E LAKE DR, ANNAPOLIS, MD 21403-4445
Document Number	0319310228
Book / Page	31931 / 228
Map Reference	MB3 PG44
Instrument Date	Feb 5, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 E LAKE DR, ANNAPOLIS, MD 21403-4445

Mortgage

Document Number	0031931235
Date	Mar 16, 2018
Instrument	31931/235

Lender

Name	CARDINAL FINANCIAL CO LTD PART
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$936,200 (+18.21%)	$1,008,300 (+27.31%) Land $773,400 Building $234,900
2024	$6,482.00 (+35.24%)
2023	$4,793.00 Homeowner's exemption	$792,000 Land $603,200 Building $188,800	$792,000 Land $603,200 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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