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48 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 48 E Lake Dr, Annapolis, MD 21403 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,980 sqft · built 1987
Lot Size0.225 acres (9,790 sqft)
OwnerCompany Name on File
Last Sale$2,350,000 (Feb 2025)
Tax Bill$21,833 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone AE (high risk)
APN02-047-11697000

Property Details

APN / Parcel Number

Primary APN02-047-11697000
Alternative APNs
  • 2-047-11697000
  • 04711697000

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,980 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Roof MaterialComposition Shingle
Lot Area9,790 sqft (0.225 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area264 sqft
Pool TypeSpa / Hot Tub (No Pool)
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number04711697000
Street Address48 E LAKE DR
CityANNAPOLIS
StateMD
Zip21403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 49 SC 7 BAY RIDGE
Legal SubdivisionBAY RIDGE
Legal Block4
Legal Lot Number49
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4002
Census Tract702602

Owner

Source: Anne Arundel County records · APN 02-047-11697000

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 5509, ANNAPOLIS, MD 21403-0703
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2025 · Amount on Record
Deed SaleFeb 03, 2025 · Amount on Record
Deed Book / Page41073 / 405
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateJun 26, 2026
Property Address48 E LAKE DR, ANNAPOLIS, MD 21403
Document Number4249000301
Book / Page42490 / 301
Instrument DateJun 22, 2026
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103
Address45 E LAKE DR, ANNAPOLIS, MD 21403-4445

Mortgage

Document Number4249000301,
DateJun 26, 2026
Book Page42490/301
Lender
NameCHESLEY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.51%
Max Rate-1%

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,833.00 (+70.84%)$1,894,733 (+61.89%)$2,256,900 (+92.83%) Land $2,244,800 Building $12,100
2023$12,780.00$1,170,400 Land $1,160,900 Building $9,500$1,170,400 Land $1,160,900 Building $9,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Nearby Flood Policies64 in force
Nearby Flood Claims7 (2003–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024, river or lake flooding
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

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