Anne Arundel County property record for 49 E Lake Dr, Annapolis, MD 21403 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Mar 2026) |
| Tax Bill | $1,347 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-11697050 |
| Primary APN | 02-047-11697050 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,350 sqft (0.146 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 04711697050 |
|---|---|
| Street Address | 49 E LAKE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 37 SC 4 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 37 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 702602 |
Source: Anne Arundel County records · APN 02-047-11697050
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7759 WATER ST, FULTON, MD 20759-2557 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SHORE UNITED BANK |
| Mar 11, 2026 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Feb 03, 2025 · Amount on Record |
| Deed Book / Page | 42154 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 15, 2026 |
| Property Address | 49 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Document Number | 4253000338 |
| Book / Page | 42534 / 338 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | TITLE SERVICES, FREESTATE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 7759 WATER ST, FULTON, MD 20759-2557 |
| Document Number | 4253000338, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 42534/338 |
| Name | SHORE UNITED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 11, 2026 |
| Property Address | 49 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Document Number | 0421540001 |
| Book / Page | 42154 / 1 |
| Map Reference | MB 3 PG 44 |
| Instrument Date | Mar 03, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7759 WATER ST, FULTON, MD 20759-2557 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,900 (+51.58%) Land $52,900 | $61,900 (+77.36%) Land $61,900 | |
| 2024 | $1,347.00 (+253.54%) | ||
| 2023 | $381.00 | $34,900 Land $34,900 | $34,900 Land $34,900 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 64 individual NFIP policies nearby |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fiber | 980 / 880 |
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