Anne Arundel County property record for 55 E Lake Dr, Annapolis, MD 21403 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 896 sqft · built 1945 |
| Lot Size | 0.191 acres (8,330 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $490,000 (Mar 2021) |
| Tax Bill | $9,589 (2024) |
| Deeds & Mortgages | Feb 2023 Transfer Feb 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-07415800 |
| Primary APN | 02-047-07415800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,026 sqft |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 8,330 sqft (0.191 acres) |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 130 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 04707415800 |
|---|---|
| Street Address | 55 E LAKE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LTS 40 41 SC 4 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 40 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 702602 |
Source: Anne Arundel County records · APN 02-047-07415800
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 55 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 03, 2023 | Intrafamily Transfer, Transfer |
| Feb 02, 2023 | Intrafamily Transfer, Transfer |
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 25, 2021 | Deed, Transfer · Stand-Alone First Mortgage STEPHEN LABBE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on Record |
| Deed Sale | Mar 25, 2021 · Amount on Record |
| Prior Sale | Jan 17, 2002 · Amount on Record |
| Deed Book / Page | 36417 / 182 |
| Last Transfer Date | Jan 17, 2023 |
| Transfer Doc | 0394370363 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 03, 2023 |
| Property Address | 55 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Document Number | 0394370363 |
| Book / Page | 39437 / 363 |
| Map Reference | LB JHH 324 FO 250 |
| Instrument Date | Jan 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 55 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 02, 2023 |
| Property Address | 55 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Document Number | 0394330417 |
| Book / Page | 39433 / 417 |
| Map Reference | LB JHH 324 FO 250 |
| Instrument Date | Jan 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 55 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 26 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Document Number | 0385930412 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 38593/412 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 25, 2021 |
| Property Address | 55 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Document Number | 0364170182 |
| Book / Page | 36417 / 182 |
| Map Reference | LB JHH 324 FO 250 |
| Instrument Date | Mar 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 E LAKE DR, ANNAPOLIS, MD 21403-4445 |
| Document Number | 36417190 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 36417/190 |
| Name | STEPHEN LABBE |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 05, 2022 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $803,533 (+19.04%) | $867,800 (+28.56%) Land $792,200 Building $75,600 | |
| 2024 | $9,589.00 (+30.09%) | ||
| 2023 | $7,371.00 | $675,000 Land $613,800 Building $61,200 | $675,000 Land $613,800 Building $61,200 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 64 individual NFIP policies nearby |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures