Kane County property record for 51 Douglas Ave, Elgin, IL 60120
| Property Type | Commercial |
|---|---|
| Details | 3,454 sqft · built 1887 |
| Lot Size | 0.5 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Mar 2020) |
| Tax Bill | $5,892 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-280-002 |
| Primary APN | 06-14-280-002 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,454 sqft Gross Area |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Exterior Material | Brick |
| Lot Area | 2,178 sqft (0.5 acres) |
| Street Address | 51 DOUGLAS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5811 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | JAMES T GIFFORDS PLAT OF EAST ELGIN COUNTY CLERKS SUB E LOT 5 BLOCK 17 |
| Legal Subdivision | JAMES T GIFFORDS PLAT |
| Legal Block | 17 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 854600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Downtown Commercial District (Additional Documentation) listed 2014 · 81 contributing resources · NRIS 14001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
51 Douglas Ave, a commercial property, is owned by an individual who bought it in March 2020.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 DOUGLAS AVE, ELGIN, IL 60120-5811 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Mar 27, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | Feb 16, 1999 · Amount on File |
| Deed Document Number | 202015626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 51 DOUGLAS AVE, ELGIN, IL 60120-5811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015627 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020K015627 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | MENDOTA, IL 61342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 2, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 27, 2020 |
| Property Address | 51 DOUGLAS AVE, ELGIN, IL 60120-5811 |
| Document Number | 0000015626 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 15626 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 51 DOUGLAS AVE ELGIN IL 601205545, ELGIN, IL 60120-5545 |
The 2025 property tax bill for 51 Douglas Ave was $5,892.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,892.00 | $77,234 (+8.57%) Land $17,458 Building $59,776 | $231,795 (+8.57%) Land $52,395 Building $179,400 |
| 2024 | $71,138 Land $16,080 Building $55,058 | $213,499 Land $48,259 Building $165,240 | |
| 2022 | $5,081.00 (+3.95%) | $58,601 (+6.96%) Land $13,246 Building $45,355 | $175,803 (+6.96%) Land $39,738 Building $136,065 |
| 2021 | $4,888.00 | $54,788 Land $12,384 Building $42,404 | $164,364 Land $37,152 Building $127,212 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 51 Douglas Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 51 Douglas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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