21 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 21 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Commercial
Details	3,124 sqft
Lot Size	0.6 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Dec 2004)
Tax Bill	$6,177 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-14-284-002`

Property Details

APN / Parcel Number

Primary APN	`06-14-284-002`

Interior

Stories	2 Stories
Building Area	3,124 sqft Gross Area

Exterior

Exterior Material	Brick
Lot Area	2,614 sqft (0.6 acres)
Lot Dimensions	105 ft deep x 22 ft wide

Location & Zoning

Street Address	21 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-5577
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	J T GIFFORDS PLAT OF EAST ELGIN NORTH 1/2 SUB C OF LOTS 3, 4, & 5 BLOCK 16
Legal Subdivision	EAST ELGIN NORTH 1/2 SUB
Legal Block	16
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2019
Census Tract	854600

Owner

Source: Kane County records · APN 06-14-284-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	65 RATRIDA LN, SLEEPY HOLLOW, IL 60118
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2004 · Amount on Record
Deed Sale	Dec 21, 2004 · Amount on Record
Prior Sale	Aug 12, 1998 · Amount on Record
Deed Document Number	2004163063
Prior Transfer Date	Mar 01, 1996
Prior Transfer Doc	0000017139
Record Updated	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	21 DOUGLAS AVE, ELGIN, IL 60120-5577
Document Number	0000073497
Instrument Date	Oct 09, 2020
Transaction Type	Mortgage
Record Updated	Dec 08, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 KATRINA LN SLEEPY HOLLOW IL 601183123, SLEEPY HOLLOW, IL 60118-3123

Mortgage

Document Number	0000073497
Date	Nov 30, 2020
Instrument	73497

Lender

Name	TBK BK SSB
Address	ELGIN, IL 60124

Agreement

Term	24 Months
Due	Nov 29, 2022

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,177.00 (+15.96%)
2024		$74,577 (+21.39%) Land $17,216 Building $57,361	$223,821 (+21.44%) Land $51,669 Building $172,152
2022	$5,327.00 (+3.96%)	$61,434 (+6.96%) Land $14,182 Building $47,252	$184,302 (+6.96%) Land $42,546 Building $141,756
2021	$5,124.00	$57,436 Land $13,259 Building $44,177	$172,308 Land $39,777 Building $132,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Elgin Downtown Commercial District (Additional Documentation) listed 2014 · 81 contributing resources · NRIS 14001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Opiquad Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 545 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.