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51 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 51 Cross St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,127 sqft · built 1924
Lot Size0.158 acres (6,871 sqft)
Owner2 Trust Names on File
Tax Bill$3,536 (2025)
Deeds & MortgagesAug 2019 Sale
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNWEST M:77 B:136

Property Details

APN / Parcel Number

Primary APNWEST M:77 B:136
Alternative APNs
  • M:077 B:136 L
  • 19048705

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,127 sqft Living Area
Gross Area4,341 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,871 sqft (0.158 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number19048705
Street Address51 CROSS ST
CityWESTERLY
StateRI
Zip02891-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block136
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1004
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:77 B:136

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address51 CROSS ST, WESTERLY, RI 02891-2333
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2019Warranty Deed, Transfer
NOT AVAILABLE
May 24, 2019Deed of Trust, Mortgage · Line of Credit
WESTERLY CMNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 22, 2019
Property Address51 CROSS ST, WESTERLY, RI 02891-2333
Document Number2019-3481
Book / Page002019 / 013481
Instrument DateAug 19, 2019
Instrument3451
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 CROSS ST WESTERLY RI 028912333, WESTERLY, RI 02891-2333

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address51 CROSS ST, WESTERLY, RI 02891-2333
Document Number0000002185
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 CROSS ST WESTERLY RI 028912333, WESTERLY, RI 02891-2333

Mortgage

Document Number0000002185
DateMay 29, 2019
Instrument2185
Lender
NameWESTERLY CMNTY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 28, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,536.00 (+0.57%)$454,500 (+31.32%) Land $152,000 Building $302,500
2023$3,516.00 (+0.57%)$346,100 (-) Land $108,600 Building $237,500
2022$3,496.00$346,100 Land $108,600 Building $237,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1981–2012)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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