55 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 55 Cross St, Westerly, RI 02891

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,153 sqft · built 1914
Lot Size	0.178 acres (7,742 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2018)
Tax Bill	$4,367 (2025)
Deeds & Mortgages	Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`WEST M:77 B:134`

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:134`
Alternative APNs	`M:077 B:134 L` `1039705`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,153 sqft Living Area
Gross Area	5,026 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,742 sqft (0.178 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1039705
Street Address	55 CROSS ST
City	WESTERLY
State	RI
Zip	02891-2356
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	134
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1004
Census Tract	50802

Owner

Source: Westerly Town records · APN WEST M:77 B:134

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 YORK AVE, WESTERLY, RI 02891-2310
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2018 · Amount on Record
Deed Sale	Sep 06, 2018 · Amount on Record
Deed Document Number	20183718
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 06, 2018
Property Address	55 CROSS ST, WESTERLY, RI 02891-2356
Document Number	2018-4709
Book / Page	002018 / 014709
Instrument Date	Aug 31, 2018
Instrument	3718
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CROSS ST WESTERLY RI 028912333, WESTERLY, RI 02891-2333

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,367.00 (+18.93%)	$561,300 (+55.31%) Land $152,300 Building $409,000
2023	$3,672.00 (+0.6%)	$361,400 (-) Land $108,900 Building $252,500
2022	$3,650.00	$361,400 Land $108,900 Building $252,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

Based on FCC filings for 329 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.