Westerly Town property record for 41 Cross St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1939 |
| Square Footage | 1,714 sqft Living Area |
| Lot Size | 5,920 sqft (0.136 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $715,000 (2025) |
| Tax Bill | $3,616.00 (2025) |
| Primary APN | WEST M:77 B:78 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,714 sqft Living Area |
| Gross Area | 2,740 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,920 sqft (0.136 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 8079277 |
|---|---|
| Street Address | 41 CROSS ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2335 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 78 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 50802 |
Source: Westerly Town records · APN WEST M:77 B:78
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 CROSS ST, WESTERLY, RI 02891-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jul 08, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance DIME BANK |
| May 04, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance DIME BANK |
| Oct 16, 2025 | Warranty Deed, Transfer |
| Aug 15, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2007 · Amount on Record |
| Deed Book / Page | 2025 / 14910 |
| Transfer Doc | 3566 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 41 CROSS ST, WESTERLY, RI 02891-2335 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02024-8183 |
|---|---|
| Date | Jul 08, 2024 |
| Book Page | 2024/8183 |
| Instrument | 2024-2136 |
| Name | DIME BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 41 CROSS ST, WESTERLY, RI 02891-2335 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02022-8514 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 2022/8514 |
| Instrument | 2022-2013 |
| Name | DIME BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 16, 2025 |
| Property Address | 41 CROSS ST, WESTERLY, RI 02891-2335 |
| Document Number | 2025-14910 |
| Book / Page | 2025 / 14910 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025-3614 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 15, 2017 |
| Property Address | 41 CROSS ST, WESTERLY, RI 02891-2335 |
| Document Number | 2017-4677 |
| Book / Page | 002017 / 014677 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 3566 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 CROSS ST WESTERLY RI 028912335, WESTERLY, RI 02891-2335 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,616.00 (+3.61%) | $464,800 (+35.31%) Land $151,400 Building $313,400 |
| 2023 | $3,490.00 (+0.61%) | $343,500 (-) Land $108,200 Building $235,300 |
| 2022 | $3,469.00 | $343,500 Land $108,200 Building $235,300 |
41 Cross St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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