44 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 44 Cross St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1852
Square Footage	2,363 sqft Living Area
Lot Size	10,356 sqft (0.238 acres)
Occupancy	Owner Occupied
Last Sale	$62,500 (1995)
Tax Bill	$3,766.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:77 B:80

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 CROSS ST, WESTERLY, RI 02891-2329
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 07, 1995 · Amount on Record
Deed Sale	Feb 07, 1995 · Amount on Record
Prior Sale	Mar 29, 1990 · Amount on Record
Deed Book / Page	547 / 233
Transfer Doc	0547000233
Record Refreshed	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	44 CROSS ST, WESTERLY, RI 02891-2329
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025-9621
Date	Jul 17, 2025
Book Page	2025/9621
Instrument	2025-2287

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,766.00 (+5.82%)	$484,000 (+38.17%) Land $153,000 Building $331,000
2023	$3,559.00 (+0.59%)	$350,300 (-) Land $109,600 Building $240,700
2022	$3,538.00	$350,300 Land $109,600 Building $240,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:80`
Alternative APNs	`M:077 B:80 L` `6137200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,363 sqft Living Area
Gross Area	3,780 sqft Gross Area
Stories	3 Stories

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,356 sqft (0.238 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	6137200
Street Address	44 CROSS ST
City	WESTERLY
State	RI
Zip	02891-2329
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	80
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	3
Census Block	3003
Census Tract	50801