51 Castro Rd, Monterey, CA 93940 Property Records

Monterey County property record for 51 Castro Rd, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,021 sqft · built 1958
Lot Size	0.82 acres (35,735 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Dec 1994)
Tax Bill	$10,068 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-872-005-000`

Property Details

APN / Parcel Number

Primary APN	`001-872-005-000`
Alternative APN	`001-872-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,021 sqft Living Area
1st Floor Area	4,021 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	35,735 sqft (0.82 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-872-005
Street Address	51 CASTRO RD
City	MONTEREY
State	CA
Zip	93940-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ASSRS MAP DEL MONTE FAIRWAYS POR OF LOT 52 AS DESC IN VOL 1967 PG 32 .811AC
Legal Subdivision	ASSRS MAP DEL MONTE FAIRWAYS
Legal Block	2
Legal Lot Number	52
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	51 CASTRO RD, MONTEREY, CA 93940-4933
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 1994 · Amount on Record
Deed Sale	Dec 16, 1994 · Amount on Record
Deed Document Number	199483071
Deed Book / Page	3182 / 780
Last Transfer Date	Oct 4, 2022
Transfer Doc	0000042396
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 11, 2022
Property Address	51 CASTRO RD, MONTEREY, CA 93940-4933
Document Number	0000042396
Instrument Date	Oct 4, 2022
Instrument	2022042396
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 SALINAS HWY # K, K, MONTEREY, CA 93940-6401

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	51 CASTRO RD, MONTEREY, CA 93940-4933
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 CASTRO RD, MONTEREY, CA 93940-4933

Mortgage

Document Number	0000000997
Date	Jan 7, 2022
Instrument	2022000997

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	51 CASTRO RD, MONTEREY, CA 93940-4933
Document Number	0000034441
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 CASTRO RD MONTEREY CA 939404933, MONTEREY, CA 93940-4933

Mortgage

Document Number	0000034441
Date	Aug 3, 2018
Instrument	34441

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 2, 2023

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,340 (+2%) Land $256,968 Building $633,372
2025	$10,068.00 (+8.97%) Homeowner's exemption	$872,883 (+4.04%) Land $251,930 Building $620,953
2023	$9,239.00 (+1.39%) Homeowner's exemption	$838,991 Land $242,149 Building $596,842
2022	$9,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, GeoLinks, T-Mobile.

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