52 Castro Rd, Monterey, CA 93940 Property Records

Monterey County property record for 52 Castro Rd, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,631 sqft · built 1961
Lot Size	0.465 acres (20,281 sqft)
Owner	Company Name on Record
Tax Bill	$3,569 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-872-015-000`

Property Details

APN / Parcel Number

Primary APN	`001-872-015-000`
Alternative APN	`001-872-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,631 sqft Living Area
1st Floor Area	2,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Construction Type	Frame
Lot Area	20,281 sqft (0.465 acres)
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-872-015
Street Address	52 CASTRO RD
City	MONTEREY
State	CA
Zip	93940-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 15 PAR MAPS PG 4 PAR A
Legal Subdivision	AGUAJITO RHO
Legal Block	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2014
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	52 CASTRO RD, MONTEREY, CA 93940-4932
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 15, 2008
Transfer Doc	0000061368
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	52 CASTRO RD, MONTEREY, CA 93940-4932
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CASTRO RD, MONTEREY, CA 93940-4932

Mortgage

Document Number	0000033874
Date	May 11, 2021
Instrument	2021033874

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	52 CASTRO RD, MONTEREY, CA 93940-4932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054664
Date	Dec 3, 2018
Instrument	2018054664

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	52 CASTRO RD, MONTEREY, CA 93940-4932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC CALIFORNIA OPERA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042291
Date	Sep 25, 2019
Instrument	2019042291

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$298,050 (+2%) Land $27,194 Building $270,856
2025	$3,569.00 (+11.29%)	$292,207 (+4.04%) Land $26,661 Building $265,546
2023	$3,207.00 (+1.36%)	$280,863 Land $25,627 Building $255,236
2022	$3,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, GeoLinks, T-Mobile.

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