53 Castro Rd, Monterey, CA 93940 Property Records

Monterey County property record for 53 Castro Rd, Monterey, CA 93940 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 843 sqft · built 1953
Lot Size	0.823 acres (35,886 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Jul 1996)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-022-004-000`

Property Details

APN / Parcel Number

Primary APN	`101-022-004-000`
Alternative APN	`101-022-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	843 sqft Living Area
1st Floor Area	843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	35,886 sqft (0.823 acres)
Garage Area	279 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	101-022-004
Street Address	53 CASTRO RD
City	MONTEREY
State	CA
Zip	93940-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MP D M FAIRWAYS L 54C2 54D 55A2
Legal Subdivision	MP D M FAIRWAYS
Legal Block	2
Legal Lot Number	54
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2012
Census Tract	13200

Owner

Source: Monterey County records · APN 101-022-004-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	53 CASTRO RD, MONTEREY, CA 93940-4934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 1996 · Amount on Record
Deed Sale	Jul 15, 1996 · Amount on Record
Deed Document Number	199641651
Deed Book / Page	3394 / 1423
Last Transfer Date	Jul 01, 2024
Transfer Doc	0000025178
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	53 CASTRO RD, MONTEREY, CA 93940-4934
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 CASTRO RD, MONTEREY, CA 93940-4934

Mortgage

Document Number	0000014237
Date	May 11, 2023
Instrument	2023014237

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	859 Months
Due	Dec 02, 2094

Interest

Rate Type	Adjustable Rate
Rate	7.07%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$481,729 (+2%) Land $299,008 Building $182,721
2025	$5,322.00 (+7.65%)	$472,285 (+4.04%) Land $293,146 Building $179,139
2023	$4,944.00 (+1.42%) Homeowner's exemption	$453,948 Land $281,764 Building $172,184
2022	$4,875.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530132002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.