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46 Castro Rd, Monterey, CA 93940 Property Records

Monterey County property record for 46 Castro Rd, Monterey, CA 93940 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,964 sqft · built 1960
Lot Size0.459 acres (20,000 sqft)
OwnerCompany Name on File
Tax Bill$7,487 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN001-871-020-000

Property Details

APN / Parcel Number

Primary APN001-871-020-000
Alternative APN
  • 001-871-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area2,964 sqft Living Area
1st Floor Area2,964 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleH-Shape
Construction TypeWood
Lot Area20,000 sqft (0.459 acres)
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number001-871-020
Street Address46 CASTRO RD
CityMONTEREY
StateCA
Zip93940-4930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS MAP DEL MONTE FAIRWAYS LOT 46
Legal SubdivisionASSRS MAP DEL MONTE FAIRWAYS
Legal Block2
Legal Lot Number46
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2013
Census Tract13200

Owner

Source: Monterey County records · APN 001-871-020-000

Assessment roll updated July 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address46 CASTRO RD, MONTEREY, CA 93940-4930
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 24, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 08, 1996
Transfer Doc0034450568
Record UpdatedJun 08, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateNov 24, 2020
Property Address46 CASTRO RD, MONTEREY, CA 93940-4930
Document Number0000069237
Instrument DateNov 18, 2020
Instrument2020069237
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 CASTRO RD, MONTEREY, CA 93940-4930

Mortgage

Document Number0000069238
DateNov 24, 2020
Instrument2020069238
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateNov 24, 2020
Property Address46 CASTRO RD, MONTEREY, CA 93940-4930
Document Number0000069239
Instrument DateNov 18, 2020
Instrument69239
Transaction TypeTransfer
Record UpdatedDec 09, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address46 CASTRO RD MONTEREY CA 939404930, MONTEREY, CA 93940-4930

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,487.00 (+8.26%) Homeowner's exemption$644,994 (+4.04%) Land $365,473 Building $279,521
2024$6,916.00 (+2.13%)
2023$6,772.00 (+1.41%) Homeowner's exemption$619,950 Land $351,282 Building $268,668
2022$6,678.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530132002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 7% of the US · above 4% of California
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
RazzolinkFixed Wireless (unlicensed)500 / 250

May also be available at this address: AT&T, California Internet, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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