5099 Disston Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5099 Disston Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	5 bd · 3 ba · 2,280 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Apr 2020)
Tax Bill	$712 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`92996`

Property Details

APN / Parcel Number

Primary APN	`92996`
Alternative APN	`322531000000100000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,280 sqft Heated Area
Gross Area	2,416 sqft
1st Floor Area	2,280 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	1,920 sqft

Exterior Amenities

Porch	Porch
Porch Area	136 sqft
Deck Area	136 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	92996
Street Address	5099 DISSTON DR
City	SAINT CLOUD
State	FL
Zip	34771-9618
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OAC
Legal Description	BEG N 1/4 COR SEC, RUN S 1050 FT W 207.5 FT N 1050 FT, E 207.5 FT TO POB
Legal Range	31E
Legal Township	25S
Legal Section	32
Legal Subdivision	FLORIDA AGRICULTURAL
Legal Block	10
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3011
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5099 DISSTON DR, SAINT CLOUD, FL 34771-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	2020049913
Deed Book / Page	5707 / 253
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 13, 2020
Property Address	5099 DISSTON DR, SAINT CLOUD, FL 34771-9618
Document Number	0057070253
Book / Page	005707 / 000253
Instrument Date	Apr 3, 2020
Instrument	49913
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5950 CYRILS DR ST CLOUD FL 347719212, ST CLOUD, FL 34771-9212

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$261,676 (+5.99%)	$404,600 (-0.39%) Land $225,000 Building $179,600
2023	$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$246,896 (+3%)	$406,200 (+28.83%) Land $225,000 Building $181,200
2022	$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$239,705	$315,300 Land $175,000 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Spectrum.

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