Osceola County property record for 5075 Disston Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,679 sqft · built 2004 |
| Lot Size | 5 acres (217,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Apr 2021) |
| Tax Bill | $712 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-25-31-0000-0025-0000 |
| Primary APN | 32-25-31-0000-0025-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,679 sqft Living Area |
| Gross Area | 4,024 sqft |
| 1st Floor Area | 2,679 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,887 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 839 sqft |
| Patio Area | 483 sqft |
| Stable | 1,280 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5075 DISSTON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | BEG 207.5 FT W OF N 1/4 COR, RUN W 207.5 FT, S 26 MIN E 1050 FT, E 207.5 FT, N 26 MIN W 1050 FT TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 32 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Block | 25 |
| Legal Lot Number | 25 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 43700 |
Source: Osceola County records · APN 32-25-31-0000-0025-0000
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5075 DISSTON DR, SAINT CLOUD, FL 34771-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Feb 05, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Apr 01, 2021 | Warranty Deed, Transfer · VA Mortgage PENTAGON FCU |
| Nov 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2021 · Amount on Record |
| Deed Sale | Apr 01, 2021 · Amount on Record |
| Prior Sale | Aug 22, 2000 · Amount on Record |
| Deed Document Number | 202148650 |
| Deed Book / Page | 5925 / 1248 |
| Prior Transfer Date | Nov 20, 2017 |
| Prior Transfer Doc | 0052420622 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5075 DISSTON DR, SAINT CLOUD, FL 34771-9618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 5075 DISSTON DR, SAINT CLOUD, FL 34771-9618 |
| Document Number | 0069151983 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 6915/1983 |
| Instrument | 2026013400 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 11, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5075 DISSTON DR, SAINT CLOUD, FL 34771-9618 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0052792067 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 5279/2067 |
| Instrument | 2018018344 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 01, 2021 |
| Property Address | 5075 DISSTON DR, SAINT CLOUD, FL 34771-9618 |
| Document Number | 0059251248 |
| Book / Page | 5925 / 1248 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021048650 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 700072, SAINT CLOUD, FL 34770-0072 |
| Name | Verified Name |
|---|---|
| Address | 5075 DISSTON DR, SAINT CLOUD, FL 34771-9618 |
| Document Number | 0059251250 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 5925/1250 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 5075 DISSTON DR, SAINT CLOUD, FL 34771-9618 |
| Document Number | 0052420622 |
| Book / Page | 005242 / 000622 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 165777 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5075 DISSTON DR ST CLOUD FL 347719618, ST CLOUD, FL 34771-9618 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+12.84%) Homeowner's exemption Veteran's exemption | $567,557 (+5.99%) | $634,400 (+1.23%) Land $213,800 Building $420,600 |
| 2024 | $631.00 (+1.61%) | ||
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $535,498 (+5.7%) | $626,700 (+23.71%) Land $213,800 Building $412,900 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $506,600 Land $166,200 Building $340,400 | $506,600 Land $166,200 Building $340,400 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Spectrum.
Based on FCC filings for 42 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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