Osceola County property record for 5045 Disston Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,510 sqft · built 2014 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $49,000 (Nov 1986) |
| Tax Bill | $7,730 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 92999 |
| Primary APN | 92999 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,510 sqft Heated Area |
| Gross Area | 3,185 sqft |
| 1st Floor Area | 2,510 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Finished |
| Garage Area | 1,280 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 92999 |
|---|---|
| Street Address | 5045 DISSTON DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | BEG 622.5 FT W OF N 1/4 COR RUN W 207.5 FT, S 0 DEG 26 MIN E 1050 FT, E 207.5 FT, N 0 DEG 26 MIN W 1050 FT TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 32 |
| Legal Subdivision | FLORIDA AGRICULTURAL |
| Legal Block | 30 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 43700 |
5045 Disston Dr is owned by two individuals who bought it in November 1986.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 509 NE 26TH DR, WILTON MANORS, FL 33334-2017 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1986 · Amount on File |
| Deed Sale | Nov 1, 1986 · Amount on File |
| Deed Document Number | 0008252383 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5045 Disston Dr was $7,730.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,730.00 | $548,400 Land $180,000 Building $368,400 | $548,400 Land $180,000 Building $368,400 |
| 2023 | $6,960.00 (+14%) | $541,200 (+20.67%) Land $180,000 Building $361,200 | $541,200 (+20.67%) Land $180,000 Building $361,200 |
| 2022 | $6,105.00 | $448,500 Land $140,000 Building $308,500 | $448,500 Land $140,000 Building $308,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5045 Disston Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5045 Disston Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Spectrum.
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