Osceola County property record for 5040 Disston Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 1984 |
| Lot Size | 5.02 acres (219,063 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,699 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-25-31-3130-0001-0019 |
| Primary APN | 32-25-31-3130-0001-0019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 4,104 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 219,063 sqft (5.02 acres) |
| Lot Dimensions | 765 ft deep x 287 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 624 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5040 DISSTON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | FLA AGR CO BEG 1106.20 FT E OF INTER S R 15 & R ST, CONT E 287 FT, S 765 FT, W 287, N 765 FT TO POB PB A PG 029 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 32 |
| Legal Subdivision | FLORIDA AGRICULTURAL COMPANY |
| Legal Tract | 3130 |
| Legal Block | 19 |
| Legal Lot Number | 19 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 43700 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5040 DISSTON DR, SAINT CLOUD, FL 34771-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 28, 2015 |
| Transfer Doc | 0048910812 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 (+6.3%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $201,353 (+5.99%) | $488,200 (+1.81%) Land $226,800 Building $261,400 |
| 2024 | $2,539.00 (+2.54%) | ||
| 2023 | $2,476.00 (+2.4%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $189,980 (+3%) | $479,500 (+22.45%) Land $226,800 Building $252,700 |
| 2022 | $2,418.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $184,447 | $391,600 Land $176,400 Building $215,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Spectrum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures