5098 Christopher Dr, Independence, KY 41051 Property Records

Kenton County property record for 5098 Christopher Dr, Independence, KY 41051 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Square Footage1,682 sqft Finished Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$199,000 (2019)
Tax Bill$2,985.00 (2025)

Property Details

APN / Parcel Number

Primary APN032-40-01-015.30

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,682 sqft Finished Area
Gross Area1,772 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address5098 CHRISTOPHER DR
CityINDEPENDENCE
StateKY
Zip41051-8001
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDEPENDENCE RIDGE SEC 3 LOT 30
Legal SubdivisionINDEPENDENCE RIDGE
Legal Phase3
Legal Lot Number30
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1012
Census Tract63610

Owner

Source: Kenton County records · APN 032-40-01-015.30

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5098 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8001
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LOAN SERVICING LLC
Dec 26, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LNDG LLC
Jun 20, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNION HM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 26, 2019 · Amount on Record
Deed SaleDec 26, 2019 · Amount on Record
Prior SaleJun 20, 2017
Deed Doc Number201912 26 059 00109
Deed Book / Page4384 / 165
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address5098 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8001
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5098 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8001

Mortgage

Document Number0000001671
DateJan 28, 2026
Book Page728/722
Instrument26059000001671
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 26, 2019
Property Address5098 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8001
Document Number0000000109
Book / Page0I4384 / 000165
Instrument DateDec 19, 2019
Instrument109
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3032 ALDERBROOK DR INDEPENDENCE KY 410510225, INDEPENDENCE, KY 41051-0225

Mortgage

Document Number111
DateDec 26, 2019
Book Page0I4384/000168
Instrument111
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2049

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 20, 2017
Property Address5098 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8001
Document Number0000000108
Book / Page0I3957 / 000321
Instrument DateJun 16, 2017
Instrument108
Transaction TypeTransfer
Record UpdatedJun 29, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$184.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5098 CHRISTOPHER DR INDEPENDENCE KY 410518001, INDEPENDENCE, KY 41051-8001

Mortgage

Document Number109
DateJun 20, 2017
Book Page0I3957/000324
Instrument109
Lender
NameUNION HM MTG
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,985.00 (+18.88%)$256,700 (+28.99%) Land $35,000 Building $221,700$256,700 (+28.99%) Land $35,000 Building $221,700
2023$2,511.00$199,000 Land $30,000 Building $169,000$199,000 Land $30,000 Building $169,000

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