Kenton County property record for 5106 Christopher Dr, Independence, KY 41051 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,460 sqft Finished Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $209,000 (2020) |
| Tax Bill | $2,909.00 (2025) |
Source: Kenton County records · APN 032-40-01-015.28
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5106 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit COVE FCU |
| Apr 12, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLANET HOME LENDING LLC |
| Dec 04, 2020 | Warranty Deed, Transfer AMERICAN NBRHD MTG ACCPTNC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Prior Sale | Mar 31, 2008 · Amount on Record |
| Deed Doc Number | 0000059213 |
| Deed Book / Page | 59 / 213 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5106 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900099 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | KCM 532/215 |
| Instrument | 24031205900099 |
| Name | COVE FCU |
|---|---|
| Type | Credit Union |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 04, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5106 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5106 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0005900024 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | KCM 453/415 |
| Instrument | 23041205900024 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 04, 2020 |
| Property Address | 5106 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0000000079 |
| Book / Page | 000059 / 000213 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 79 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5106 CHRISTOPHER DR CALIFORNIA KY 41007, CALIFORNIA, KY 41007 |
| Document Number | 180 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 00M136/000154 |
| Instrument | 180 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 03, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,909.00 (+10.31%) | $250,200 (+19.71%) Land $35,000 Building $215,200 | $250,200 (+19.71%) Land $35,000 Building $215,200 |
| 2023 | $2,637.00 | $209,000 Land $30,000 Building $179,000 | $209,000 Land $30,000 Building $179,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 032-40-01-015.28 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,460 sqft Finished Area |
| Gross Area | 1,862 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,504 sqft (0.31 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0324001015.28 |
|---|---|
| Street Address | 5106 CHRISTOPHER DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9214 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE RIDGE SEC 3 LOT 28 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 63610 |
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