5089 Christopher Dr, Independence, KY 41051 Property Records

Kenton County property record for 5089 Christopher Dr, Independence, KY 41051 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,075 sqft Finished Area
Lot Size	31,363 sqft (0.72 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2021)
Tax Bill	$2,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`032-40-01-015.42`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,075 sqft Finished Area
Gross Area	1,520 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Brick Construction
Roof Material	Composition Shingle Roof
Lot Area	31,363 sqft (0.72 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	5089 CHRISTOPHER DR
City	INDEPENDENCE
State	KY
Zip	41051-8000
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDEPENDENCE RIDGE SEC 3 LOT 42
Legal Subdivision	INDEPENDENCE RIDGE
Legal Phase	3
Legal Lot Number	42
Jurisdiction	KENTON KY
Minor Civil Division	INDEPENDENCE
Census Blockgroup	1
Census Block	1012
Census Tract	63610

Owner

Source: Kenton County records · APN 032-40-01-015.42

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5089 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8000
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Doc Number	20215900216
Deed Book / Page	73 / 563
Prior Transfer Date	Oct 26, 2007
Prior Transfer Doc	0005900202
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 23, 2021
Property Address	5089 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8000
Document Number	0005900216
Book / Page	73 / 563
Map Reference	SL 245-A
Instrument Date	Feb 11, 2021
Instrument	21022305900216
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 ELY DR N, 330, NORTHVILLE, MI 48167-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	5089 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8000

Mortgage

Document Number	0005900217
Date	Feb 23, 2021
Book Page	171/643
Instrument	21022305900217

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,344.00 (+0.43%)	$201,600 (+8.97%) Land $35,000 Building $166,600	$201,600 (+8.97%) Land $35,000 Building $166,600
2023	$2,334.00	$185,000 Land $30,000 Building $155,000	$185,000 Land $30,000 Building $155,000

Flood & Wildfire

5089 Christopher Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 37th in Kentucky
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.