Kenton County property record for 5096 Christopher Dr, Independence, KY 41051 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,350 sqft Finished Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $2,704.00 (2025) |
Source: Kenton County records · APN 032-40-01-015.31
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5096 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK NA |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 1998 |
| Deed Sale | May 20, 1998 |
| Deed Doc Number | 0000004505 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5096 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8001 |
| Document Number | 0000000100 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5096 CHRISTOPHER DR INDEPENDENCE KY 410518001, INDEPENDENCE, KY 41051-8001 |
| Document Number | 0000000100 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 000M18/000158 |
| Instrument | 100 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5096 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8001 |
| Document Number | 0000000099 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5096 CHRISTOPHER DR INDEPENDENCE KY 410518001, INDEPENDENCE, KY 41051-8001 |
| Document Number | 0000000099 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 000M18/000142 |
| Instrument | 99 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 09, 2035 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (+19.75%) | $232,500 (+29.89%) Land $35,000 Building $197,500 | $232,500 (+29.89%) Land $35,000 Building $197,500 |
| 2023 | $2,258.00 | $179,000 Land $30,000 Building $149,000 | $179,000 Land $30,000 Building $149,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 032-40-01-015.31 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,350 sqft Finished Area |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.239 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0324001015.31 |
|---|---|
| Street Address | 5096 CHRISTOPHER DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE RIDGE SEC 3 LOT 31 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 63610 |
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