5085 Christopher Dr, Independence, KY 41051 Property Records

Kenton County property record for 5085 Christopher Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 2000
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2022)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-40-01-015.41`

Property Details

APN / Parcel Number

Primary APN	`032-40-01-015.41`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Finished Area
Gross Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	5085 CHRISTOPHER DR
City	INDEPENDENCE
State	KY
Zip	41051-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDEPENDENCE RIDGE SEC 3 LOT 41
Legal Subdivision	INDEPENDENCE RIDGE
Legal Phase	3
Legal Lot Number	41
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5085 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 2, 2017	Grant Deed, Transfer SIBCY CLINE MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	20225900008
Deed Book / Page	140 / 328
Prior Transfer Date	Oct 19, 2016
Prior Transfer Doc	0005900184
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 5, 2022
Property Address	5085 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8000
Document Number	0005900008
Book / Page	140 / 328
Map Reference	SL 245-A
Instrument Date	Dec 28, 2021
Instrument	22010505900008
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	MILLENIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4961 WEBSTER RD, 4961, INDEPENDENCE, KY 41051-8732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5085 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8000

Mortgage

Document Number	0005900009
Date	Jan 5, 2022
Book Page	322/18
Instrument	22010505900009

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 2, 2017
Property Address	5085 CHRISTOPHER DR, INDEPENDENCE, KY 41051-8000
Document Number	0000000120
Book / Page	0I3893 / 000047
Instrument Date	Jan 30, 2017
Instrument	120
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 CICRLE DR FLORENCE KY 41042, FLORENCE, KY 41042

Mortgage

Document Number	122
Date	Feb 2, 2017
Book Page	0I3893/000051
Instrument	122

Lender

Name	SIBCY CLINE MTG SVCS
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (-) Land $35,000 Building $220,000	$255,000 (-) Land $35,000 Building $220,000
2025	$2,965.00 (-7.86%)	$255,000 (-) Land $35,000 Building $220,000	$255,000 (-) Land $35,000 Building $220,000
2023	$3,218.00	$255,000 Land $30,000 Building $225,000	$255,000 Land $30,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Christopher Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures