509 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 509 W 33rd St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1923
Lot Size0.02 acres (871 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (May 2024)
Tax Bill$1,855 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-14-01-005.00

Property Details

APN / Parcel Number

Primary APN056-14-01-005.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area840 sqft Finished Area
Gross Area948 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area871 sqft (0.02 acres)
Lot Dimensions25 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address509 W 33RD ST
CityCOVINGTON
StateKY
Zip41015-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN PHIL E BLK 4 W 35'OF LOT 28
Legal SubdivisionGREEN PHIL E
Legal Phase4
Legal Block4
Legal Lot Number28
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2026
Census Tract61400

Owner

509 W 33rd St is owned by two individuals who bought it in May 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address560 E 110 N, LAGRANGE, IN 46761-9342
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2024 · Amount on File
Deed SaleMay 6, 2024 · Amount on File
Prior SaleJul 1, 2005 · Amount on File
Deed Document Number202414
Deed Book / Page283 / 43
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 23, 2018
Property Address509 W 33RD ST, COVINGTON, KY 41015-1307
Document Number0000000215
Book / Page006484 / 000117
Instrument DateAug 21, 2018
Instrument215
Transaction TypeTransfer
Record UpdatedSep 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address509 W 33RD ST COVINGTON KY 410151307, COVINGTON, KY 41015-1307

Mortgage

Document Number217
DateAug 23, 2018
Book Page0C6484/000120
Instrument217
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 22, 2048

Mortgage

Document Number218,
DateAug 23, 2018
Book Page0C6484/000134
Instrument218
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 22, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 509 W 33rd St was $1,855.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,000 (-) Land $10,000 Building $130,000$140,000 (-) Land $10,000 Building $130,000
2025$1,855.00$140,000 Land $5,000 Building $135,000$140,000 Land $5,000 Building $135,000
2023$1,278.00$96,000 Land $5,000 Building $91,000$96,000 Land $5,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 W 33rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 509 W 33rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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