515 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 515 W 33rd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1909
Lot Size	0.049 acres (2,145 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2022)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-14-01-002.00`

Property Details

APN / Parcel Number

Primary APN	`056-14-01-002.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Finished Area
Gross Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,145 sqft (0.049 acres)
Lot Dimensions	75 ft deep x 28.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	515 W 33RD ST
City	COVINGTON
State	KY
Zip	41015-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN PHIL E BLK 4 PT LOTS 1-2-3 28.6'X 75' SS 33RD 27.5' E MABLE
Legal Subdivision	GREEN PHIL E
Legal Phase	4
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2025
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 W 33RD ST, COVINGTON, KY 41015-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Mar 22, 2022	Warranty Deed, Transfer · Construction Mortgage FIELDSTONE VENTURES LLC
Jul 9, 2018	Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK
Jan 30, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2022218
Deed Book / Page	184 / 835
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 18, 2022
Property Address	515 W 33RD ST, COVINGTON, KY 41015-1307
Document Number	0005900218
Book / Page	184 / 835
Map Reference	PL 98
Instrument Date	Jul 28, 2022
Instrument	22081805900218
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 PIECK DR, 2001, COVINGTON, KY 41011-2667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W 33RD ST, COVINGTON, KY 41015-1307

Mortgage

Document Number	0005900219
Date	Aug 18, 2022
Instrument	22081805900219

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Mortgage

Document Number	0005900220
Date	Aug 18, 2022
Book Page	399/685
Instrument	22081805900220

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2032

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 22, 2022
Property Address	515 W 33RD ST, COVINGTON, KY 41015-1307
Document Number	0005900174
Book / Page	154 / 862
Map Reference	PL 98
Instrument Date	Mar 18, 2022
Instrument	22032205900174
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5153 LOCH DR, UNION, KY 41091-7890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 PIECK DR, COVINGTON, KY 41011-2667

Mortgage

Document Number	0005900175
Date	Mar 22, 2022
Book Page	351/1
Instrument	22032205900175

Lender

Name	FIELDSTONE VENTURES LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45208

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2023

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 9, 2018
Property Address	515 W 33RD ST, COVINGTON, KY 41015-1307
Document Number	0000000131
Book / Page	0C6448 / 000279
Instrument Date	Jul 5, 2018
Instrument	131
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 W 33RD ST COVINGTON KY 410151307, COVINGTON, KY 41015-1307

Mortgage

Document Number	132
Date	Jul 9, 2018
Book Page	0C6448/000282
Instrument	132

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 30, 2018
Property Address	515 W 33RD ST, COVINGTON, KY 41015-1307
Document Number	0000000027
Book / Page	0C6342 / 000288
Instrument Date	Jan 19, 2018
Instrument	27
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W 33RD ST COVINGTON KY 410151307, COVINGTON, KY 41015-1307

Mortgage

Document Number	29
Date	Jan 30, 2018
Book Page	0C6342/000292
Instrument	29

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (-) Land $10,000 Building $170,000	$180,000 (-) Land $10,000 Building $170,000
2025	$2,385.00 (-0.5%)	$180,000 (-) Land $5,000 Building $175,000	$180,000 (-) Land $5,000 Building $175,000
2023	$2,397.00	$180,000 Land $5,000 Building $175,000	$180,000 Land $5,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

515 W 33rd St, Covington (Latonia), KY 41015 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W 33rd St

Nearby Streets

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