305 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 305 W 33rd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1909
Lot Size	0.076 acres (3,330 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2022)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-02-055.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-02-055.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Finished Area
Gross Area	840 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33.3 ft wide
Garage Type	Basement
Garage Area	120 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 W 33RD ST
City	COVINGTON
State	KY
Zip	41015-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 165 33.33'X 100' SS W 33RD ST
Legal Subdivision	SEHON
Legal Lot Number	165
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 W 33RD ST, COVINGTON, KY 41015-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
May 3, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Nov 30, 2021	Deed of Trust, Mortgage LINDA VERST
Nov 1, 2021	Warranty Deed, Transfer AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY
Aug 27, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	2022146
Deed Book / Page	163 / 186
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	305 W 33RD ST, COVINGTON, KY 41015-1114
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W 33RD ST, COVINGTON, KY 41015-1114

Mortgage

Document Number	0005900148
Date	May 3, 2022
Book Page	367/22
Instrument	22050305900148

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2032

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 3, 2022
Property Address	305 W 33RD ST, COVINGTON, KY 41015-1114
Document Number	0005900146
Book / Page	163 / 186
Instrument Date	Apr 29, 2022
Instrument	22050305900146
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	SPRINGFIELD ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9191 PAMPAS CT, 9191, COVINGTON, KY 41015-4215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W 33RD ST, COVINGTON, KY 41015-1114

Mortgage

Document Number	0005900147
Date	May 3, 2022
Book Page	367/7
Instrument	22050305900147

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	305 W 33RD ST, COVINGTON, KY 41015-1114
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 W 33RD ST, COVINGTON, KY 41015-1114

Mortgage

Document Number	0005900222
Date	Nov 30, 2021
Book Page	308/290
Instrument	21113005900222

Lender

Name	LINDA VERST
Type	Private Party
Address	718 REDBUD DR, TAYLOR MILL, KY 41015

Agreement

Amount	Amount Recorded
Term	4 Months
Due	Mar 14, 2022

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 1, 2021
Property Address	305 W 33RD ST, COVINGTON, KY 41015-1114
Document Number	0005900062
Book / Page	127 / 904
Instrument Date	Sep 17, 2021
Instrument	21110105900062
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3505 COLUMBIA PKWY STE 125, 3505, CINCINNATI, OH 45226-2188

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	305 W 33RD ST, COVINGTON, KY 41015-1114

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 27, 2021
Property Address	305 W 33RD ST, COVINGTON, KY 41015-1114
Document Number	0005900030
Book / Page	113 / 903
Instrument Date	Aug 13, 2021
Instrument	21082705900030
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 W 33RD ST, 305, COVINGTON, KY 41015-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 COLUMBIA PKWY STE 125, 125, CINCINNATI, OH 45226-2188

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,000 (-) Land $10,000 Building $125,000	$135,000 (-) Land $10,000 Building $125,000
2025	$1,788.00 (-0.56%)	$135,000 (-) Land $5,000 Building $130,000	$135,000 (-) Land $5,000 Building $130,000
2023	$1,798.00	$135,000 Land $5,000 Building $130,000	$135,000 Land $5,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

305 W 33rd St, Covington (Latonia), KY 41015 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W 33rd St

Nearby Streets

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