Kenton County property record for 304 W 33rd St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 936 sqft · built 1909 |
| Lot Size | 0.076 acres (3,330 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Feb 2026) |
| Tax Bill | $2,186 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-02-051.00 |
| Primary APN | 056-13-02-051.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 936 sqft Finished Area |
| Gross Area | 1,016 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,330 sqft (0.076 acres) |
| Lot Dimensions | 100 ft deep x 33.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 304 W 33RD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEHON LOT 158 33.33'X 100' NS W 33RD ST |
| Legal Subdivision | SEHON |
| Legal Lot Number | 158 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 61400 |
304 W 33rd St is owned and occupied by an individual who bought it in February 2026.
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 W 33RD ST, COVINGTON, KY 41015-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Feb 26, 2026 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Jul 7, 2022 | Survivorship Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on File |
| Deed Sale | Feb 26, 2026 · Amount on File |
| Prior Sale | Jul 7, 2022 · Amount on File |
| Deed Document Number | 20263911 |
| Deed Book / Page | 392 / 97 |
| Prior Transfer Date | Mar 12, 2021 |
| Prior Transfer Doc | 0000000135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 304 W 33RD ST, COVINGTON, KY 41015-1115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005900054 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 186/134 |
| Instrument | 21031905900054 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 26, 2026 |
| Property Address | 304 W 33RD ST, COVINGTON, KY 41015-1115 |
| Document Number | 0000003911 |
| Book / Page | 392 / 97 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 26059000003911 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | NORTHWEST SELECT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3427 HEATHERMOOR BLVD, COVINGTON, KY 41015-4220 |
| Name | Verified Name |
|---|---|
| Address | 304 W 33RD ST, COVINGTON, KY 41015-1115 |
| Document Number | 0000003912 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 26059000003912 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Number | 0000003913 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 737/434 |
| Instrument | 26059000003913 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 7, 2022 |
| Property Address | 304 W 33RD ST, COVINGTON, KY 41015-1115 |
| Document Number | 0005900324 |
| Book / Page | 175 / 630 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 22070705900324 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 743 MEADOW VIEW DR, 743, VILLA HILLS, KY 41017-1134 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 304 W 33RD ST, COVINGTON, KY 41015-1115 |
| Document Number | 0005900325 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 22070705900325 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 17, 2021 |
| Property Address | 304 W 33RD ST, COVINGTON, KY 41015-1115 |
| Document Number | 0005900135 |
| Book / Page | 78 / 174 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 21031705900135 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 W 33RD ST, COVINGTON, KY 41015-1115 |
The 2025 property tax bill for 304 W 33rd St was $2,186.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (-) Land $10,000 Building $155,000 | $165,000 (-) Land $10,000 Building $155,000 | |
| 2025 | $2,186.00 | $165,000 Land $5,000 Building $160,000 | $165,000 Land $5,000 Building $160,000 |
| 2023 | $2,197.00 | $165,000 Land $5,000 Building $160,000 | $165,000 Land $5,000 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 W 33rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 304 W 33rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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