Douglas County property record for 509 S 243rd St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,671 sqft · built 2018 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $713,000 (Apr 2020) |
| Tax Bill | $9,638 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2020 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2450-0654-25 |
| Primary APN | 2450-0654-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,671 sqft Living Area |
| Gross Area | 6,181 sqft |
| 1st Floor Area | 2,298 sqft |
| Basement Area | 2,298 sqft |
| Finished Basement | 1,373 sqft |
| Unfinished Basement | 925 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 1,315 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 228 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500654 |
|---|---|
| Street Address | 509 S 243RD ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WEST SHORES LOT 273 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 273 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 7508 |
509 S 243rd St is held in a trust since April 2020.
Source: Douglas County records, as of August 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 509 S 243RD ST, WATERLOO, NE 68069-4707 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 20, 2020 | Warranty Deed, Subdivision Related Transfer OTHER |
| Dec 22, 2017 | Trustee's Deed, Construction Loan · Line of Credit UNION BK&TR CO/OMAHA |
| Apr 27, 2017 | Warranty Deed, Transfer NEBRASKA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on File |
| Deed Sale | Apr 20, 2020 · Amount on File |
| Prior Sale | Apr 27, 2017 · Amount on File |
| Deed Document Number | 202035563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jun 26, 2026 |
| Property Address | 509 S 243RD ST, WATERLOO, NE 68069-4707 |
| Document Number | 0000054831 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202654831 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 509 S 243RD ST, WATERLOO, NE 68069-4707 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 20, 2020 |
| Property Address | 509 S 243RD ST, WATERLOO, NE 68069-4707 |
| Document Number | 0000035563 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 35563 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,604.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Dec 22, 2017 |
| Property Address | 509 S 243RD ST, WATERLOO, NE 68069-4707 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 103392 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 540731 OMAHA NE 681540731, OMAHA, NE 68154-0731 |
| Document Number | 0000103392 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 103392 |
| Name | UNION BK&TR CO/OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 27, 2017 |
| Property Address | 509 S 243RD ST, WATERLOO, NE 68069-4707 |
| Document Number | 0000031750 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 31750 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2017 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $213.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 509 S 243rd St was $9,638, down 1.1% from the year before.
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,638.00 (-1.06%) | $787,300 Land $82,800 Building $704,500 | $787,300 Land $82,800 Building $704,500 |
| 2024 | $9,741.00 (-5.11%) | ||
| 2023 | $10,266.00 (-10.1%) | $636,400 Land $82,800 Building $553,600 | $636,400 Land $82,800 Building $553,600 |
| 2022 | $11,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 S 243rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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