405 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 405 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,362 sqft · built 2017
Lot Size	0.38 acres (16,553 sqft)
Owner	Trust Name on File
Last Sale	$940,000 (Oct 2025)
Tax Bill	$11,226 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`R2524500644`

Property Details

APN / Parcel Number

Primary APN	`R2524500644`
Alternative APNs	`2450 0644 25` `2524500644`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
Basement Area	2,272 sqft
Finished Basement	1,464 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	340 sqft
Deck Area	318 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500644
Street Address	405 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SHORES LOT 268 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	268
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

405 S 243rd St is owner-occupied and held in a trust since October 2025.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	405 S 243RD ST, WATERLOO, NE 68069-4704
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
Oct 17, 2018	Grant Deed, Subdivision Related Transfer NEBRASKA TITLE
Mar 21, 2017	Warranty Deed, Transfer · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Document Number	2025082461
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 10, 2025
Property Address	405 S 243RD ST, WATERLOO, NE 68069-4704
Document Number	0000082461
Instrument Date	Oct 1, 2025
Instrument	2025082461
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S 243RD ST, WATERLOO, NE 68069-4704

Mortgage

Document Number	0000082462
Date	Oct 10, 2025
Instrument	2025082462

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 17, 2018
Property Address	405 S 243RD ST, WATERLOO, NE 68069-4704
Document Number	0000082849
Instrument Date	Oct 10, 2018
Instrument	82849
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2018
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Tax	$1,530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Mar 21, 2017
Property Address	405 S 243RD ST, WATERLOO, NE 68069-4704
Document Number	0000021606
Instrument Date	Mar 16, 2017
Instrument	21606
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Tax	$191.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069

Mortgage

Document Number	21607
Date	Mar 21, 2017
Instrument	21607

Lender

Name	UNION BK&TR
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$907,000 (-) Land $82,800 Building $824,200	$907,000 (-) Land $82,800 Building $824,200
2024	$11,226.00 (-4.82%)	$907,000 (+24.06%) Land $82,800 Building $824,200	$907,000 (+24.06%) Land $82,800 Building $824,200
2023	$11,794.00 (-10.09%)	$731,100 Land $82,800 Building $648,300	$731,100 Land $82,800 Building $648,300
2022	$13,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 S 243rd St is high, ranking above 79% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 93% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

Nearby Properties on S 243rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures