421 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 421 S 243rd St, Waterloo, NE 68069

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 2,497 sqft · built 2014
Lot Size0.419 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$87,500 (Feb 2013)
Tax Bill$12,725 (2024)
Deeds & MortgagesApr 2017 Mortgage
Oct 2020 Line of Credit
Flood ZoneZone AE (high risk)
APNR2524500648

Property Details

APN / Parcel Number

Primary APNR2524500648
Alternative APNs
  • 2450 0648 25
  • 2524500648

Interior

Bedrooms1 Bed
Full Baths3 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,497 sqft Living Area
Basement Area2,497 sqft
Finished Basement2,000 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2014
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.419 acres)
Garage TypeAttached
Garage Area753 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area504 sqft
PorchPorch
Porch Area460 sqft
Patio Area187 sqft
FenceFence
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account NumberR2524500648
Street Address421 S 243RD ST
CityWATERLOO
StateNE
Zip68069-4704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST SHORES LOT 270 BLOCK 0 IRREG
Legal SubdivisionWEST SHORES
Legal Lot Number270
JurisdictionDOUGLAS NE
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1056
Census Tract7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 S 243RD ST, WATERLOO, NE 68069-4704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2017Deed of Trust, Mortgage · Commercial Mortgage
NORTHWEST BANK
Oct 15, 2020Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2013 · Amount on Record
Deed SaleFeb 28, 2013 · Amount on Record
Deed Document Number0201320064
Deed Book / Page2013 / 20064
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address421 S 243RD ST, WATERLOO, NE 68069-4704
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026376
DateApr 7, 2017
Instrument2017026376
Lender
NameNORTHWEST BANK
TypeBank
AddressOMAHA, NE 68144
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueApr 15, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address421 S 243RD ST, WATERLOO, NE 68069-4704
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117967
DateOct 15, 2020
Instrument2020117967
Lender
NameNORTHWEST BANK
TypeBank
AddressOMAHA, NE 68144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,018,500 (+33.49%) Land $83,600 Building $934,900$1,018,500 (+33.49%) Land $83,600 Building $934,900
2024$12,725.00 (+3.38%)
2023$12,309.00 (-10.09%)$763,000 Land $83,600 Building $679,400$763,000 Land $83,600 Building $679,400
2022$13,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims62 (1978–2019)
Claims Outside the SFHA5 of 62
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Nextlink
Fixed Wireless
500 / 200
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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