Douglas County property record for 421 S 243rd St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 2,497 sqft · built 2014 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,500 (Feb 2013) |
| Tax Bill | $12,725 (2024) |
| Deeds & Mortgages | Apr 2017 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | R2524500648 |
| Primary APN | R2524500648 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,497 sqft Living Area |
| Basement Area | 2,497 sqft |
| Finished Basement | 2,000 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.419 acres) |
| Garage Type | Attached |
| Garage Area | 753 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 504 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 460 sqft |
| Patio Area | 187 sqft |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R2524500648 |
|---|---|
| Street Address | 421 S 243RD ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SHORES LOT 270 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 270 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 7508 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 S 243RD ST, WATERLOO, NE 68069-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST BANK |
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2013 · Amount on Record |
| Deed Sale | Feb 28, 2013 · Amount on Record |
| Deed Document Number | 0201320064 |
| Deed Book / Page | 2013 / 20064 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 421 S 243RD ST, WATERLOO, NE 68069-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026376 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 2017026376 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68144 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 421 S 243RD ST, WATERLOO, NE 68069-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000117967 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020117967 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,018,500 (+33.49%) Land $83,600 Building $934,900 | $1,018,500 (+33.49%) Land $83,600 Building $934,900 | |
| 2024 | $12,725.00 (+3.38%) | ||
| 2023 | $12,309.00 (-10.09%) | $763,000 Land $83,600 Building $679,400 | $763,000 Land $83,600 Building $679,400 |
| 2022 | $13,690.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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