413 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 413 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,260 sqft · built 2022
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Sep 2020)
Tax Bill	$10,876 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2021 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`R2524500646`

Property Details

APN / Parcel Number

Primary APN	`R2524500646`
Alternative APNs	`2450 0646 25` `2524500646`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
Basement Area	2,260 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	1,123 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Porch
Deck Area	260 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500646
Street Address	413 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SHORES LOT 269 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	269
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 S 243RD ST, WATERLOO, NE 68069-4704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORE BANK
Nov 1, 2021	Deed of Trust, Mortgage · Construction Mortgage CORE BANK
Sep 16, 2020	Grant Deed, Transfer NEBRASKA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	2020103233
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	413 S 243RD ST, WATERLOO, NE 68069-4704
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111048
Date	Nov 14, 2022
Instrument	2022111048

Lender

Name	CORE BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	413 S 243RD ST, WATERLOO, NE 68069-4704
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19103 MIAMI ST, ELKHORN, NE 68022-7941

Mortgage

Document Number	0000143374
Date	Nov 1, 2021
Instrument	2021143374

Lender

Name	CORE BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 16, 2020
Property Address	413 S 243RD ST, WATERLOO, NE 68069-4704
Document Number	0000103233
Instrument Date	Sep 10, 2020
Instrument	103233
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Tax	$221.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$878,800 (+23.97%) Land $83,400 Building $795,400	$878,800 (+23.97%) Land $83,400 Building $795,400
2024	$10,876.00 (-4.9%)
2023	$11,436.00 (+1,076.54%)	$708,900 Land $83,400 Building $625,500	$708,900 Land $83,400 Building $625,500
2022	$972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 93% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

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