505 Lucaya Loop, Davenport, FL 33897 Property Records

Polk County property record for 505 Lucaya Loop, Davenport, FL 33897

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,227 sqft · built 2003
Lot Size	0.009 acres (375 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2026)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999967-031050`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999967-031050`
Alternative APNs	`122526999967031050` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	375 sqft (0.009 acres)
Porch	Screened/Unfinished Porch
Porch Area	42 sqft

Location & Zoning

Street Address	505 LUCAYA LOOP, 3105
City	DAVENPORT
State	FL
Zip	33897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 45 OR 5169 PGS 1306 THRU 1397 & OR 5191 PGS 263 THRU 283 PHASE THREE UNIT 3105 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	BAHAMA BAY, A CONDOMINIUM
Legal Phase	3
Legal Tract	999967
Legal Block	1
Legal Unit	3
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12415

Owner

505 Lucaya Loop is owned by two individuals who bought it in March 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3509 COMFORT HILL RD, WELLSBURG, NY 14894-9745
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Oct 30, 2020	Warranty Deed, Transfer INTEGRITY FIRST TITLE
Jul 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	202652873
Deed Book / Page	13905 / 23
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 4, 2026
Property Address	505 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000052873
Book / Page	13905 / 23
Map Reference	MB 5169 PG 1306
Instrument Date	Feb 5, 2026
Instrument	2026052873
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	UNIK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4671 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3509 COMFORT HILL RD, WELLSBURG, NY 14894-9745

Mortgage

Document Number	0001390525
Date	Mar 4, 2026
Instrument	13905/25

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 30, 2020
Property Address	505 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0114371826
Book / Page	011437 / 001826
Instrument Date	Oct 26, 2020
Instrument	232463
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4671 CYPRESS FOREST LN ST CLOUD FL 347727208, ST CLOUD, FL 34772-7208

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 27, 2018
Property Address	505 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0105620668
Book / Page	010562 / 000668
Instrument Date	Jul 24, 2018
Instrument	160075
Transaction Type	Transfer
Record Updated	Aug 17, 2018

Transaction

Amount	Amount on Record
Tax	$756.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LNCAYA LOOP 3105 DAVENPORT FL 33897, DAVENPORT, FL 33897

Tax Assessment & Valuation

The 2025 property tax bill for 505 Lucaya Loop was $1,996.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,752 (+1%)	$163,500 (-12.1%) Land $100 Building $163,400
2025	$1,996.00	$132,502	$186,000 Land $100 Building $185,900
2023	$2,124.00 (+11.26%)	$202,500 (+16.38%) Land $100 Building $202,400	$202,500 (+16.38%) Land $100 Building $202,400
2022	$1,909.00	$174,000 Land $100 Building $173,900	$174,000 Land $100 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Lucaya Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Lucaya Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

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