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509 James St, Billings, MO 65610 Property Records

Christian County property record for 509 James St, Billings, MO 65610

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,480 sqft · built 2023
Lot Size0.184 acres (7,999 sqft)
OwnerCompany Name on Record
Last Sale$274,379 (May 2022)
Tax Bill$3,077 (2024)
Deeds & MortgagesApr 2026 Line of Credit
May 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN8-0.2-10-3-1-7.056

Property Details

APN / Parcel Number

Primary APN8-0.2-10-3-1-7.056
Alternative APN
  • 08-0.2-10-003-001-007.056

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area7,999 sqft (0.184 acres)

Location & Zoning

Street Address509 JAMES ST
CityBILLINGS
StateMO
Zip65610-4202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54 WHISPERING HEIGHTS PH 3
Legal SubdivisionWHISPERING HEIGHTS PH 3
Legal Lot Number54
JurisdictionCHRISTIAN MO
Township / Civil DivisionEAST POLK
Census Block Group2
Census Block2034
Census Tract20101

Owner

Source: Christian County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8860 W VETERANS BLVD, CLEVER, MO 65631-6867
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2026Deed of Trust, Mortgage · Line of Credit
OAK STAR BANK
May 24, 2022Warranty Deed, Construction Loan · Construction Mortgage
OAKSTAR BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Deed Document Number20227766
Deed Book / Page2022 / 7684
Last Transfer DateSep 17, 2025
Transfer Doc0000010944
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Recording DateApr 3, 2026
Property Address509 JAMES ST, BILLINGS, MO 65610-4202
Document Number0000003976
Book / Page2026 / 3920
Instrument DateApr 3, 2026
Instrument20263976
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address8860 W VETERANS BLVD, CLEVER, MO 65631-6867

Mortgage

Document Number0000003976,
DateApr 3, 2026
Book Page2026/3920
Instrument20263976
Lender
NameOAK STAR BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6%
Max Rate-1%

May 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateMay 24, 2022
Property Address509 JAMES ST, BILLINGS, MO 65610-4202
Document Number0202207684
Book / Page2022 / 7684
Instrument DateMay 20, 2022
Instrument2022L07766
Transaction TypeConstruction Loan
Record UpdatedMar 7, 2023
Title CompanyGREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 US HIGHWAY 60 E, REPUBLIC, MO 65738-1955

Mortgage

Document Number2022L07767
DateMay 24, 2022
Instrument2022L07767
Lender
NameOAKSTAR BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
MunicipalityBillings City
Unified School DistrictBillings R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,700 (+925.26%)$256,300 (+925.2%) Land $25,000 Building $231,300
2024$3,077.00
2023$4,750$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 55% of Missouri
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBILLINGS PWS
serves 1,035 people · EPA ID MO5010071
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

May also be available: AT&T, Wisper ISP.

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