505 James St, Billings, MO 65610 Property Records

Christian County property record for 505 James St, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2024 Mortgage Aug 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-0.2-10-3-1-7.058`

Property Details

APN / Parcel Number

Primary APN	`8-0.2-10-3-1-7.058`
Alternative APN	`08-0.2-10-003-001-007.058`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath

Location & Zoning

Street Address	505 JAMES ST
City	BILLINGS
State	MO
Zip	65610-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 WHISPERING HEIGHTS PH 3
Legal Subdivision	WHISPERING HEIGHTS
Legal Phase	3
Legal Lot Number	56
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST POLK
Census Block Group	2
Census Block	2034
Census Tract	20101

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 JAMES ST, BILLINGS, MO 65610-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2022	Warranty Deed, Construction Loan · Construction Mortgage GUARANTY BANK
May 23, 2022	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024
Deed Sale	Nov 6, 2024
Prior Sale	Aug 23, 2022
Deed Document Number	2024012088
Deed Book / Page	2024 / 012088
Record Updated	Jun 8, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 6, 2024
Property Address	505 JAMES ST, BILLINGS, MO 65610-4202
Document Number	0202412088
Book / Page	2024 / 12088
Map Reference	MB I PG 276
Instrument Date	Nov 1, 2024
Instrument	2024L12254
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 JAMES ST, BILLINGS, MO 65610-4202

Mortgage

Document Number	2024L12255
Date	Nov 6, 2024
Instrument	2024L12255

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 23, 2022
Property Address	505 JAMES ST, BILLINGS, MO 65610-4202
Document Number	0202212811
Book / Page	2022 / 12811
Map Reference	MB I PG 276
Instrument Date	Aug 18, 2022
Instrument	2022L12934
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 US HIGHWAY 60 E, REPUBLIC, MO 65738-1955

Mortgage

Document Number	2022L12935
Date	Aug 23, 2022
Instrument	2022L12935

Lender

Name	GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 23, 2022
Property Address	505 JAMES ST, BILLINGS, MO 65610-4202
Document Number	0202207632
Book / Page	2022 / 7632
Map Reference	MB I PG 276
Instrument Date	May 20, 2022
Instrument	2022L07714
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRNACHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, CLEVER, MO 65631-0002

Mortgage

Document Number	2022L07715
Date	May 23, 2022
Instrument	2022L07715

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Billings City
Unified School District	Billings R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$44,540 (+837.68%)	$234,400 (+837.6%) Land $25,000 Building $209,400
2023	$4,750	$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS PWS serves 1,035 people · EPA ID MO5010071
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wisper ISP.

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