Christian County property record for 511 James St, Billings, MO 65610 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,490 sqft · built 2023 |
| Lot Size | 0.184 acres (7,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,670 (Mar 2026) |
| Tax Bill | $3,136 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-0.2-10-3-1-7.055 |
| Primary APN | 8-0.2-10-3-1-7.055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 7,999 sqft (0.184 acres) |
| Street Address | 511 JAMES ST |
|---|---|
| City | BILLINGS |
| State | MO |
| Zip | 65610-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 53 WHISPERING HEIGHTS PH 3 |
| Legal Subdivision | WHISPERING HEIGHTS PH 3 |
| Legal Lot Number | 53 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | EAST POLK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20101 |
Source: Christian County records · APN 8-0.2-10-3-1-7.055
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 JAMES ST, BILLINGS, MO 65610-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Construction Mortgage OAKSTAR BANK NA |
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit TABLE ROCK COMMUNITY BANK |
| Mar 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK |
| Oct 29, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2025 · Amount on Record |
| Deed Document Number | 20263398 |
| Deed Book / Page | 2026 / 3348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 511 JAMES ST, BILLINGS, MO 65610-4202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202119186 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 2021/19186 |
| Instrument | 2021L19355 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 511 JAMES ST, BILLINGS, MO 65610-4202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 130 S GARDEN HILL RD, NIXA, MO 65714-7012 |
| Document Number | 0202512564 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 2025/12564 |
| Instrument | 2025L12722 |
| Name | TABLE ROCK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | REEDS SPRING, MO 65737 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 24, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Mar 24, 2026 |
| Property Address | 511 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 0202603348 |
| Book / Page | 2026 / 3348 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026L03398 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 511 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 2026L03399 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026L03399 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Oct 29, 2025 |
| Property Address | 511 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 0202512600 |
| Book / Page | 2025 / 12600 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025L12758 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 JAMES ST, BILLINGS, MO 65610-4202 |
Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Billings City |
| Unified School District | Billings R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,136.00 (-0.57%) | $49,930 (-) | $262,800 (-) Land $25,000 Building $237,800 |
| 2024 | $3,154.00 | $49,930 (+951.16%) | |
| 2023 | $4,750 | $262,800 Land $25,000 Building $237,800 |
Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290430201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 47% of the US · above 55% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property
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|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
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