504 James St, Billings, MO 65610 Property Records

Christian County property record for 504 James St, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,425 sqft · built 2023
Lot Size	0.218 acres (9,504 sqft)
Owner	Individual Name on Record
Last Sale	$272,291 (Mar 2026)
Tax Bill	$3,010 (2024)
Deeds & Mortgages	Oct 2024 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-0.2-10-3-1-7.044`

Property Details

APN / Parcel Number

Primary APN	`8-0.2-10-3-1-7.044`
Alternative APN	`08-0.2-10-003-001-007.044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,425 sqft Living Area
1st Floor Area	1,425 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	9,504 sqft (0.218 acres)

Location & Zoning

Street Address	504 JAMES ST
City	BILLINGS
State	MO
Zip	65610-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 WHISPERING HEIGHTS PH 3
Legal Subdivision	WHISPERING HEIGHTS PH 3
Legal Lot Number	42
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST POLK
Census Block Group	2
Census Block	2034
Census Tract	20101

Owner

Source: Christian County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 JAMES ST, BILLINGS, MO 65610-4202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 4, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 14, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 24, 2022	Warranty Deed, Construction Loan · Construction Mortgage OAKSTAR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Aug 14, 2023 · Amount on Record
Deed Document Number	20262491
Deed Book / Page	2026 / 2453
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	504 JAMES ST, BILLINGS, MO 65610-4202
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 JAMES ST, BILLINGS, MO 65610-4202

Mortgage

Document Number	0202410961
Date	Oct 9, 2024
Book Page	2024/10961
Instrument	2024L11115

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 4, 2026
Property Address	504 JAMES ST, BILLINGS, MO 65610-4202
Document Number	0202602453
Book / Page	2026 / 2453
Instrument Date	Mar 2, 2026
Instrument	2026L02491
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 JAMES ST, BILLINGS, MO 65610-4202

Mortgage

Document Number	2026L02492
Date	Mar 4, 2026
Instrument	2026L02492

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 14, 2023
Property Address	504 JAMES ST, BILLINGS, MO 65610-4202
Document Number	0202308677
Book / Page	2023 / 8677
Instrument Date	Aug 10, 2023
Instrument	2023L08793
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 JAMES ST, BILLINGS, MO 65610-4202

Mortgage

Document Number	2023L08794
Date	Aug 14, 2023
Instrument	2023L08794

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 24, 2022
Property Address	504 JAMES ST, BILLINGS, MO 65610-4202
Document Number	0202207645
Book / Page	2022 / 7645
Instrument Date	May 20, 2022
Instrument	2022L07727
Transaction Type	Construction Loan
Record Updated	Mar 18, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3139 US HWY, REPUBLIC, MO 65738

Mortgage

Document Number	2022L07728
Date	May 24, 2022
Instrument	2022L07728

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Billings City
Unified School District	Billings R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,650 (+903.16%)	$250,800 (+903.2%) Land $25,000 Building $225,800
2024	$3,010.00
2023		$4,750 (-)	$25,000 (-) Land $25,000
2022		$4,750
2021			$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS PWS serves 1,035 people · EPA ID MO5010071
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wisper ISP.

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