Rowan County property record for 509 5th St, Spencer, NC 28159 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,608 sqft · built 1922 |
| Lot Size | 0.17 acres (7,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $85,000 (Mar 2026) |
| Tax Bill | $1,924 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Construction Loan Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 222 |
| Primary APN | 033 222 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Lot Area | 7,250 sqft (0.17 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 509 5TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5 BLK 37 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | LOUIS A HARRISON & YVETTE HARR |
| Legal Block | 37 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 222
Assessment roll updated August 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6653 REEDY CREEK RD, CHARLOTTE, NC 28215-6094 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 02, 2026 | Warranty Deed, Construction Loan · Construction Mortgage EXPRESS CAPITAL HOLDINGS LLC |
| Mar 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Mar 23, 2020 · Amount on Record |
| Deed Book / Page | 1478 / 353 |
| Prior Transfer Date | Sep 20, 2007 |
| Prior Transfer Doc | 0011060337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 02, 2026 |
| Property Address | 509 5TH ST, SPENCER, NC 28159-2133 |
| Document Number | 0014780353 |
| Book / Page | 1478 / 353 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 10, 2026 |
| Title Company | CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1736 SUMMIT RIDGE LN, KANNAPOLIS, NC 28083-6281 |
| Name | Verified Name |
|---|---|
| Address | 6653 REEDY CREEK RD, CHARLOTTE, NC 28215-6094 |
| Document Number | 0001478354 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 1478/354 |
| Name | EXPRESS CAPITAL HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 23, 2020 |
| Property Address | 509 5TH ST, SPENCER, NC 28159-2133 |
| Document Number | 0013450524 |
| Book / Page | 1345 / 524 |
| Map Reference | PG 42-A |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 VERNOILDAIE RD, 1701, GREENSBORO, NC 27406 |
| Name | Verified Name |
|---|---|
| Address | 509 5TH ST, SPENCER, NC 28159-2133 |
| Document Number | 13450525 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 1345/0525 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,924.00 | $170,295 (-) Land $19,000 Building $151,295 | |
| 2023 | $1,924.00 | $170,295 Land $19,000 Building $151,295 | $170,295 Land $19,000 Building $151,295 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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