Rowan County property record for 508 5th St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,238 sqft Living Area |
| Lot Size | 8,955 sqft (0.21 acres) |
| Garage | Detached |
| Occupancy | Owner Occupied |
| Tax Bill | $1,636.00 (2025) |
| Primary APN | 033 250 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,238 sqft Living Area |
| 1st Floor | 1,238 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 8,955 sqft (0.21 acres) |
| Depth X Width | 199 ft x 45 ft Depth x Width |
| Garage Type | Detached Garage |
| Deck Area | 220 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 234 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 508 5TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 7 BLK 29 ELIZABETH B. HENDERSON & MARY E. VANDERFOR |
| Legal Block | 29 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 250
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 508 5TH ST, SPENCER, NC 28159-2134 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2014 |
| Transfer Doc | 0012400395 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 01, 2026 |
| Property Address | 508 5TH ST, SPENCER, NC 28159-2134 |
| Document Number | 1486000332 |
| Book / Page | 1486 / 332 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 508 5TH ST, SPENCER, NC 28159-2134 |
| Investor | Possibly a Property Investor |
| Document Number | 1486000332, |
|---|---|
| Date | Jul 01, 2026 |
| Book Page | 1486/332 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,636.00 | $144,862 (-) Land $19,000 Building $125,862 | |
| 2023 | $1,636.00 | $144,862 Land $19,000 Building $125,862 | $144,862 Land $19,000 Building $125,862 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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