Rowan County property record for 510 5th St, Spencer, NC 28159 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,349 sqft Living Area |
| Lot Size | 8,235 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2025) |
| Tax Bill | $1,680.00 (2025) |
| Primary APN | 033 251 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,349 sqft Living Area |
| 1st Floor | 1,349 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 8,235 sqft (0.189 acres) |
| Depth X Width | 183 ft x 45 ft Depth x Width |
| Deck Area | 144 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 112 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 6243629 |
|---|---|
| Old Parcel Number | 033 251 |
| Street Address | 510 5TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 8 BLK 29 ELIZABETH B. HENDERSON & MARY E. VANDERFOR |
| Legal Subdivision | HENDERSON & VANDERFORD PROP |
| Legal Block | 29 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 251
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 5TH ST, SPENCER, NC 28159-2134 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Sep 22, 2022 · Amount on Record |
| Deed Doc Number | 0001474496 |
| Deed Book / Page | 1474 / 496 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 17, 2025 |
| Property Address | 510 5TH ST, SPENCER, NC 28159-2134 |
| Document Number | 0014740496 |
| Book / Page | 1474 / 496 |
| Map Reference | PG 42-A |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 AVIATION WAY, LEBANON, TN 37090-2044 |
| Name | Verified Name |
|---|---|
| Address | 510 5TH ST, SPENCER, NC 28159-2134 |
| Document Number | 0001474497 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 1474/497 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Number | 0014740498 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 1474/498 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 510 5TH ST, SPENCER, NC 28159-2134 |
| Document Number | 0014100500 |
| Book / Page | 1410 / 500 |
| Instrument Date | Sep 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 CHURCHILL DR, 142, SALISBURY, NC 28144-8306 |
| Name | Verified Name |
|---|---|
| Address | 510 5TH ST, SPENCER, NC 28159-2134 |
| Document Number | 0001410501 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 1410/501 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Rowan County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,680.00 | $148,743 (-) Land $19,000 Building $129,743 | |
| 2023 | $1,680.00 | $148,743 Land $19,000 Building $129,743 | $148,743 Land $19,000 Building $129,743 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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