411 5th St, Spencer, NC 28159 Property Records

Rowan County property record for 411 5th St, Spencer, NC 28159 · Last verified December 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,366 sqft Living Area
Lot Size5,000 sqft (0.114 acres)
OccupancyOwner Occupied
Last Sale$294,000 (2023)
Tax Bill$1,439.00 (2023)

Property Details

APN / Parcel Number

Primary APN033 346
Alternative APN
  • 705643

Interior

Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,366 sqft Living Area
Gross Area1,369 sqft Gross Area
1st Floor1,120 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Lot Area5,000 sqft (0.114 acres)
Depth X Width100 ft x 50 ft Depth x Width
Porch1 Porch
Porch Area231 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number705643
Old Parcel Number033 346
Street Address411 5TH ST
CitySPENCER
StateNC
Zip28159-2131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPTL1-2 BLK 38 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal SubdivisionELIZABETH B. HENDERSON & MARY
Legal Block38
Legal Lot Number1
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup4
Census Block4021
Census Tract50700

Owner

Source: Rowan County records · APN 033 346

Assessment roll updated January 1, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address411 5TH ST, SPENCER, NC 28159-2131
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Feb 26, 2021Warranty Deed, Transfer
Nov 01, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleFeb 26, 2021 · Amount on Record
Deed Doc Number0001433226
Deed Book / Page1433 / 226
Record RefreshedJun 07, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 20, 2023
Property Address411 5TH ST, SPENCER, NC 28159-2131
Document Number0014330226
Book / Page1433 / 226
Instrument DateNov 20, 2023
Transaction TypeTransfer
Record UpdatedDec 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$588.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address19026 PENINSULA POINT DR, CORNELIUS, NC 28031-7600

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address411 5TH ST, SPENCER, NC 28159-2131

Mortgage

Document Number0001433227
DateNov 20, 2023
Instrument1433/227
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateFeb 26, 2021
Property Address411 5TH ST, SPENCER, NC 28159-2131
Document Number0013690141
Book / Page1369 / 141
Instrument DateFeb 26, 2021
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address522 S SPENCER AVE, 522, SPENCER, NC 28159-2163

Transferred To (Grantee/Buyer)

NameVerified Name
Address19026 PENINSULA POINT DR, CORNELIUS, NC 28031-7600

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 01, 2018
Property Address411 5TH ST, SPENCER, NC 28159-2131
Document Number0013180291
Book / Page001318 / 000291
Instrument DateNov 01, 2018
Transaction TypeTransfer
Record UpdatedNov 13, 2018

Transaction

AmountAmount Recorded
Tax$84.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 S SPENCER AVE SPENCER NC 281592163, SPENCER, NC 28159-2163

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified December 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$1,439.00$127,377 Land $14,250 Building $113,127$127,377 Land $14,250 Building $113,127

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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