509 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 509 1st St E, Independence, IA 50644

Property Summary

Property TypeCommercial
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Tax Bill$786 (2025)
Flood ZoneZone X (minimal risk)
APN1003152005

Property Details

APN / Parcel Number

Primary APN1003152005

Exterior

Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Street Address509 1ST ST E
CityINDEPENDENCE
StateIA
Zip50644-2903
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSCAR BLK 2 LOT 2EXC N 35'
Legal SubdivisionSCAR
Legal Block2
Legal Lot Number2
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4010
Census Tract950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address902 1ST ST E, INDEPENDENCE, IA 50644-3159
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$786.00 (+25.56%)$33,630 (-) Land $19,770 Building $13,860$33,630 (-) Land $19,770 Building $13,860
2023$626.00$33,630 Land $19,770 Building $13,860$33,630 Land $19,770 Building $13,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 1st St E

Nearby Streets

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