412 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 412 1st St E, Independence, IA 50644 · Last verified July 2026

Property Summary

Property TypeCommercial
Details1,421 sqft · built 1954
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on File
Last Sale$200,500 (May 2026)
Tax Bill$2,962 (2025)
Deeds & MortgagesMay 2026 Sale
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0634464008

Property Details

APN / Parcel Number

Primary APN0634464008

Interior

Stories1 Story
Building Area1,421 sqft Building Perimeter
1st Floor Area1,421 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area14,375 sqft (0.33 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address412 1ST ST E
CityINDEPENDENCE
StateIA
Zip50644-2902
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description34-89-09S & M LOT 4 & E13.75'LOT 3 EXC N55 ' OFE50.75'(FIRST ST DELI)
Legal Range9W
Legal Township89N
Legal Section34
Legal SubdivisionS & M
Legal Lot Number4
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1069
Census Tract950500

Owner

Source: Buchanan County records · APN 0634464008

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4215 DAINA DR, CEDAR FALLS, IA 50613-5791
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Contract Sale, Transfer
NONE LISTED ON DOCUMENT
Sep 04, 2020Deed of Trust, Mortgage · Commercial Mortgage
WCF FINANCIAL BANK
Sep 04, 2020Deed of Trust, Mortgage · Commercial Mortgage
WCF FINANCIAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleOct 30, 2023 · Amount on Record
Deed Document Number20261420
Record UpdatedSep 20, 2026

May 2026: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionBUCHANAN IA
Recording DateMay 15, 2026
Property Address412 1ST ST E, INDEPENDENCE, IA 50644-2902
Document Number0000001420
Instrument DateMay 14, 2026
Instrument20261420
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$32,320.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address4215 DAINA DR, CEDAR FALLS, IA 50613-5791
InvestorPossibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address412 1ST ST E, INDEPENDENCE, IA 50644-2902
Transaction TypeMortgage
Record UpdatedSep 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R03230
DateSep 04, 2020
Instrument2020R03230
Lender
NameWCF FINANCIAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address412 1ST ST E, INDEPENDENCE, IA 50644-2902
Transaction TypeMortgage
Record UpdatedSep 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R03239
DateSep 04, 2020
Instrument2020R03239
Lender
NameWCF FINANCIAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,962.00$147,870 (-) Land $54,600 Building $93,270$147,870 (-) Land $54,600 Building $93,270
2024$2,962.00 (+14.72%)
2023$2,582.00$147,870 Land $54,600 Building $93,270$147,870 Land $54,600 Building $93,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 1st St E

Nearby Streets

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