Buchanan County property record for 515 1st St E, Independence, IA 50644
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone AE (high risk) |
| APN | 0634340006 |
| Primary APN | 0634340006 |
|---|
| Lot Area | 10,454 sqft (0.239 acres) |
|---|
| Street Address | 515 1ST ST E |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-2903 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | BULLS BLK 5 LOT 2(FEMA FUNDS) |
| Legal Subdivision | BULLS |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950500 |
515 1st St E, commercial vacant land, is owned by an individual who acquired it in November 1995.
Source: Buchanan County records, as of November 17, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 1ST ST E, INDEPENDENCE, IA 50644-2814 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1995 |
| Deed Sale | Nov 10, 1995 |
| Deed Document Number | 0019953019 |
| Record Updated | Jun 7, 2026 |
Source: Buchanan County assessment roll, as of May 1, 2023
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
FEMA maps place 515 1st St E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 132 (1979–2018) |
| Claims Outside the SFHA | 10 of 132 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 1st St E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Independence Telecommunications Utility Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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