415 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 415 1st St E, Independence, IA 50644 · Last verified July 2026

Property Summary

Property TypeCommercial
Details1,167 sqft · built 1965
Lot Size0.423 acres (18,426 sqft)
OwnerCompany Name on File
Tax Bill$2,354 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1003151012

Property Details

APN / Parcel Number

Primary APN1003151012

Interior

Stories1 Story
Building Area1,167 sqft Building Perimeter
1st Floor Area1,167 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area18,426 sqft (0.423 acres)

Location & Zoning

Street Address415 1ST ST E
CityINDEPENDENCE
StateIA
Zip50644-2901
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSCAR BLK 1 LOT 2 &COM 66'E NW COR LOT 1S11 0' E10' S55'E14.5' N1 65' W24.5' TO POB
Legal SubdivisionSCAR
Legal Block1
Legal Lot Number1-2
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4011
Census Tract950500

Owner

Source: Buchanan County records · APN 1003151012

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address902 1ST ST E, INDEPENDENCE, IA 50644-3159
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address415 1ST ST E, INDEPENDENCE, IA 50644-2901
Transaction TypeMortgage
Record UpdatedNov 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R01935
DateJul 26, 2018
Instrument2018R01935
Lender
NameBANK IOWA
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,354.00 (+12.74%)$117,500 (-) Land $62,570 Building $54,930$117,500 (-) Land $62,570 Building $54,930
2023$2,088.00$117,500 Land $62,570 Building $54,930$117,500 Land $62,570 Building $54,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199505004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016, other causes, Severe Storms And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Independence Light and PowerCable250 / 25
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Independence Light and Power, AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 1st St E

Nearby Streets

Search Property Records by Address or Parcel Number