5087 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Richmondville Town property record for 5087 State Rte 10, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Year Built	Built 1973
Square Footage	3,716 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Garage	Detached, 1,008 sqft
Last Sale	$410,000 (2022)
Tax Bill	$13,818.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434089 67.-4-16`
Alternative APNs	`408906700000040160000000` `505J174069`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,716 sqft Living Area
1st Floor	1,716 sqft 1st Floor
2nd Floor	1,260 sqft 2nd Floor
Basement Area	1,200 sqft Basement
Finished Basement	1,200 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	A-Frame Style
Exterior Material	Wood Exterior
Lot Area	217,800 sqft (5 acres)
Lot Width	328 ft Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,008 sqft Garage
Pole Structure	Pole Structure

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	505J174069
Street Address	5087 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-7301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	RICHMONDVILLE
Census Blockgroup	3
Census Block	3006
Census Tract	740500

Owner

Source: Schoharie County and Richmondville Town records · APN 434089 67.-4-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	80 WASHINGTON AVE, GARDEN CITY, NY 11530-6234
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2022 · Amount on Record
Deed Sale	Apr 05, 2022 · Amount on Record
Deed Doc Number	2022808486
Deed Book / Page	1160 / 288
Record Refreshed	Jun 08, 2026

April 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 05, 2022
Property Address	5087 STATE ROUTE 10, COBLESKILL, NY 12043-7301
Document Number	001160/288
Book / Page	1160 / 288
Instrument Date	Mar 25, 2022
Instrument	808486
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	80 WASHINGTON AVE, GARDEN CITY, NY 11530-6234

Mortgage

Document Number	0000808491
Date	Apr 05, 2022
Instrument	808491

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Richmondville Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,818.00 (+98.91%)	$340,488 (-) Land $24,200 Building $316,288	$549,174 (+16.77%) Land $39,032 Building $510,142
2023		$340,488 Land $24,200 Building $316,288	$470,287 Land $33,425 Building $436,862
2020	$6,947.00

Flood & Wildfire

5087 State Rte 10 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.