5074 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Richmondville Town property record for 5074 State Rte 10, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1957
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,500 (Oct 2019)
Tax Bill	$5,307 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`434089 67.-3-11`

Property Details

APN / Parcel Number

Primary APN	`434089 67.-3-11`
Alternative APNs	`408906700000030110000000` `505J102500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft
Basement Area	881 sqft
Finished Basement	881 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	60,984 sqft (1.4 acres)
Lot Width	150 ft Width
Garage Type	Basement
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	505J102500
Street Address	5074 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	RICHMONDVILLE
Census Block Group	3
Census Block	3000
Census Tract	740500

Owner

Source: Schoharie County and Richmondville Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5074 STATE ROUTE 10, COBLESKILL, NY 12043-7300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	2019767975
Deed Book / Page	1100 / 218
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 9, 2019
Property Address	5074 STATE ROUTE 10, COBLESKILL, NY 12043-7300
Document Number	001100/218
Book / Page	1100 / 218
Instrument Date	Oct 4, 2019
Instrument	767975
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MORGAN DR APT 7, 7, COBLESKILL, NY 12043-3622
Investor	Possibly a Property Investor

Mortgage

Document Number	001853/260
Date	Oct 9, 2019
Book Page	1853/260
Instrument	767976

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Richmondville Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,307.00 (-0.93%)
2025	$5,357.00 (+3%)	$132,000 (-) Land $17,900 Building $114,100	$212,903 (+16.77%) Land $28,871 Building $184,032
2023		$132,000 Land $17,900 Building $114,100	$182,320 Land $24,724 Building $157,596
2020	$5,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30