5098 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Richmondville Town property record for 5098 State Rte 10, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,401 sqft · built 1890
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,097 (Nov 2011)
Tax Bill	$4,306 (2026)
Flood Zone	Zone X (minimal risk)
APN	`434089 67.-3-17`

Property Details

APN / Parcel Number

Primary APN	`434089 67.-3-17`
Alternative APNs	`408906700000030170000000` `505J102792`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	1,029 sqft
Upper Floors Area	372 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	190 ft deep x 240 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	505J102792
Street Address	5098 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	RICHMONDVILLE
Census Block Group	3
Census Block	3000
Census Tract	740500

Owner

Source: Schoharie County and Richmondville Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5098 STATE ROUTE 10, COBLESKILL, NY 12043-7302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2011 · Amount on Record
Deed Sale	Nov 10, 2011 · Amount on Record
Deed Book / Page	926 / 39
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Richmondville Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,306.00 (-0.92%) Homeowner's exemption
2025	$4,346.00 (+25.03%)	$107,100 (-) Land $14,500 Building $92,600	$172,742 (+16.77%) Land $23,387 Building $149,355
2023		$107,100 Land $14,500 Building $92,600	$147,928 Land $20,028 Building $127,900
2020	$3,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30