5070 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Richmondville Town property record for 5070 State Rte 10, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1957
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,118 (2026)
Deeds & Mortgages	May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`434089 67.-3-10`

Property Details

APN / Parcel Number

Primary APN	`434089 67.-3-10`
Alternative APNs	`408906700000030100000000` `505J102503`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Width	100 ft Width
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	505J102503
Street Address	5070 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	RICHMONDVILLE
Census Block Group	3
Census Block	3000
Census Tract	740500

Owner

5070 State Rte 10 is owner-occupied and held in a trust since May 2019.

Source: Schoharie County and Richmondville Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2989 WILDERNESS BLVD E, PARRISH, FL 34219-9275
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 8, 2019
Transfer Doc	001092/201
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 22, 2019
Property Address	5070 STATE ROUTE 10, COBLESKILL, NY 12043-7300
Document Number	001092/201
Book / Page	1092 / 201
Instrument Date	May 8, 2019
Instrument	762552
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2989 WILDERNESS BLVD E, PARRISH, FL 34219-9275

Tax Assessment & Valuation

The 2026 property tax bill for 5070 State Rte 10 was $4,118 with a veteran's exemption, down 1.9% from the year before.

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Richmondville Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,118.00 (-1.86%) Veteran's exemption
2025	$4,196.00	$127,440 Land $15,100 Building $112,340	$205,548 Land $24,355 Building $181,193
2023		$127,440 Land $15,100 Building $112,340	$176,022 Land $20,856 Building $155,166
2020	$3,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5070 State Rte 10 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5070 State Rte 10 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30