5080 Garnet St, Apt B, Capitola, CA 95010 Property Records

Santa Cruz County property record for 5080 Garnet St, Apt B, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 3,074 sqft · built 1965
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Company Names on File
Last Sale	$3,500,000 (Nov 2025)
Tax Bill	$8,121 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-043-05`

Property Details

APN / Parcel Number

Primary APN	`034-043-05`
Alternative APN	`034-043-05-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	3,074 sqft Living Area
Gross Area	3,462 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Architectural Style	Triplex
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,572 sqft (0.082 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	388 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5080 GARNET ST, A
City	CAPITOLA
State	CA
Zip	95010-3870
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	CAMP FAIR VIEW
Legal Lot Number	78
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1015
Census Tract	121701

Owner

Source: Santa Cruz County records · APN 034-043-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1250 MILDRED AVE, SAN JOSE, CA 95125-3830
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2025	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	202525043
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	0000029070
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	5080 GARNET ST APT B, B, CAPITOLA, CA 95010-3870
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 DE ANZA BLVD, SAN MATEO, CA 94403-3952

Mortgage

Document Number	0000024550
Date	Nov 17, 2025
Instrument	2025-0024550

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Max Rate	10.1%

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 20, 2025
Property Address	5080 GARNET ST APT B, B, CAPITOLA, CA 95010-3870
Document Number	0000025043
Map Reference	VOL 5 PG 25
Instrument Date	Nov 04, 2025
Instrument	2025-0025043
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1250 MIDRED AVE, SAN JOSE, CA 95125-3830

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 24, 2021
Property Address	5080 GARNET ST APT A, A, CAPITOLA, CA 95010-3870
Document Number	0000029070
Map Reference	VOL 9 PG 19
Instrument Date	May 19, 2021
Instrument	2021-0029070
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5080 GARNET ST, CAPITOLA, CA 95010-3870

Mortgage

Document Number	0000029071
Date	May 24, 2021
Instrument	2021-0029071

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$3,500,000 (+718.5%) Land $2,750,000 Building $750,000
2025	$8,121.00 (+11.81%) Homeowner's exemption	$427,614 (+4.04%) Land $165,960 Building $261,654
2023	$7,263.00 (+1.44%) Homeowner's exemption	$411,010 Land $159,516 Building $251,494
2022	$7,160.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 822 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Surfnet Communications	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Cruzio Internet, Xfinity, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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