Santa Cruz County property record for 4955 Garnet St, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1981 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 3,006 sqft (0.069 acres) |
| Garage | Attached, 180 sqft |
| Last Sale | $242,500 (1997) |
| Tax Bill | $6,499.00 (2025) |
| Primary APN | 034-042-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,356 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 3,006 sqft (0.069 acres) |
| Garage Type | Attached Garage |
| Garage Area | 180 sqft Garage |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 4955 GARNET ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3861 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 72 |
| Legal Subdivision | CAMP FAIR VIEW NEAR |
| Legal Lot Number | 72 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-042-06
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4955 JEWEL ST, CAPITOLA, CA 95010-3835 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Apr 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jan 04, 2021 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 1997 · Amount on Record |
| Deed Sale | Jun 13, 1997 · Amount on Record |
| Deed Doc Number | 199726533 |
| Last Transfer Date | Dec 29, 2020 |
| Transfer Doc | 0000000132 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4955 GARNET ST, CAPITOLA, CA 95010-3861 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4955 JEWEL ST, CAPITOLA, CA 95010-3835 |
| Document Number | 0000019068 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 2021-0019068 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 04, 2021 |
| Property Address | 4955 GARNET ST, CAPITOLA, CA 95010-3861 |
| Document Number | 0000000132 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 132 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4955 JEWEL ST CAPITOLA CA 950103835, CAPITOLA, CA 95010-3835 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,181 (+2%) Land $241,717 Building $214,464 | ||
| 2025 | $6,499.00 (+10.98%) | $447,237 (+4.04%) Land $236,978 Building $210,259 | |
| 2023 | $5,856.00 (+1.6%) | $429,870 Land $227,776 Building $202,094 | $943,920 |
| 2022 | $5,764.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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